Attention homeowners: Real estate appraisal services for in Colchester and New London County

See the top 7 reasons CT homeowners call on ADL Appraisals:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge New London county's assessment of your propertyvalue
  3. Remove PMI to cut their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in CT

Need help determining the price of your home in or near Colchester, CT?
Contact ADL Appraisals.

We at ADL Appraisals understand the particular needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at ADL Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are experienced in helping customers just like you do away with unnecessary PMI insurance.

Challenging New London county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from ADL Appraisals is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. An expert appraisal from ADL Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision? ADL Appraisals offers field reviews where we go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.